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Dubai is one of the most popular tourist destinations in the world, and with good reason. The city has everything visitors could hope for, from sandy beaches to stunningly pristine desert landscapes. But what many visitors don't know is that Dubai also has some of the best medical care in the region. 

Medical insurance is very important for tourists visiting Dubai as many medical procedures and treatments are not covered by the government-run healthcare system. Visitors should arrange cover before arriving in Dubai, as some hospitals may refuse to treat patients without proper insurance. Several national companies offer medical insurance for travelers, and most providers have websites that make it easy to compare prices and find the best policy for you.

A trip to Dubai is an excellent opportunity to see the many different medical facilities the city has to offer. While most people are content with simply visiting a hospital for a check-up or surgery, there are many other medical services available in Dubai that tourists may not be aware of. From dental care to physical therapy, there is something for everyone in Dubai's medical field. Without proper health insurance, these services can be very expensive and may cause serious financial hardship if unforeseen complications arise during a visit Duai visit visa.

What to look for in medical insurance

 The city’s awe-inspiring architecture and stunning landscape are unmatched anywhere else on earth. However, like any place where tourism is a major industry, there are pros and cons to living in Dubai. If you’re looking for medical insurance in Dubai, here are six things to keep in mind:

1. Make sure your policy covers mandatory health care services such as maternity care and surgery.

2. Be sure that your policy covers you for the expenses related to pregnancy and childbirth.

3. Make sure your policy covers you for all necessary medical care in case of a natural disaster or accident such as earthquakes, hurricanes, etc 

4. Keep your health care expenses low by finding a policy with the least coverage.

5. If you have any health care questions, talk to your doctor or health insurance agent about them

6. Make sure your coverage is not affected by anything you did during the year, such as changing jobs, starting a business, buying a home, etc. 

Read Also: Why Is Health Insurance Important Before Travelling To Dubai 

Types of medical insurance

Different people have different needs when it comes to medical insurance, which is why there are a variety of types of insurance out there. Here's a look at the most popular types of medical insurance in Dubai: 

1. Hospital Insurance: This type of insurance covers medical costs if you get sick or injured while you're in the hospital. It usually pays for your entire hospital stay, including any diagnostic tests and surgery. You may also be eligible for benefits if you need to stay in the hospital longer than expected because of an accident or illness. 

2. Medical Insurance for Expats: This type of insurance is designed to cover medical costs in Dubai. It's available through your employer, and you'll need to be working in the UAE for more than 90 days before you can start taking advantage of it. There are a few different types of medical coverage, but it's important to choose the one that best meets your needs. 

3. Blue Cross Blue Shield: This is a group of private insurers that act as gateways to the government-run insurance program, and they provide healthcare services for ex-pats that are not covered by the government's insurance system. They are a good choice for ex-pats that need to cover their medical expenses outside of the UAE, as well as ex-pats that want to be able to see a doctor in the country. 

4. International SOS: This is a global company that provides medical coverage to residents and visitors of all countries. However, it's only available in certain countries and is not available in all locations. For example, residents of the United Arab Emirates can sign up for this plan, but it doesn't extend to Dubai or any other emirate.

Apart from these, there are a variety of different types of medical insurance in Dubai. Most residents purchase comprehensive health insurance, which will cover hospitalization and some outpatient care. Residents can also opt for individual medical insurance plans that will only cover specific medical services. Finally, travelers may want to consider purchasing travel medical insurance before leaving for the region. Residents of Dubai will find a wide range of medical facilities and resources throughout the region. Residents can visit clinics for minor illnesses and injuries, or seek treatment at hospitals for more serious conditions. 

Read More: Know Everything About Medical Attendant Visa

How to claim with medical insurance?

If you have a medical emergency, it is important to know how to claim with your medical insurance. Here are some tips to help you get started: 

1. Understand your policy's coverage: Every medical insurance plan is different, so be sure to read the terms and conditions carefully before making a claim. 

2. Meet with your doctor as soon as possible after the emergency occurs. This will help them document the event and ensure that you are given the best possible care. 

3. Complete the claim form as soon as possible. You are allowed a certain amount of time to file a claim, so be sure to keep track of the deadline. 

4. Be prepared for the medical professional to ask for payment upfront before providing you with treatment. 

5. If you are having a difficult time paying the claim, consider applying for a payment plan.

 6. Keep copies of all your receipts and medical bills in case the insurance company has any questions or if you need to file an appeal with them. 

7. If you do not wish to pay for the claim, be sure to send a letter of request explaining this decision. 

8. If you are having a difficult time paying the claim, consider applying for a payment plan. 

9. Be sure to keep copies of all your receipts and medical bills in case the insurance company has any questions or if you need to file an appeal with them. 

10. If you do not wish to pay for the claim, be sure to send a letter of request explaining this decision.

Read More: Why Is Health Insurance Important Before Travelling To Dubai


Visitors to Dubai should be aware that they may need to have medical insurance to cover any medical expenses that may occur while they are in the country. This is because the UAE does not have a universal health care system like many other countries do, and visitors may need to pay for services out of their own pockets. Additionally, some hospitals in Dubai are not approved by the government, so patients may not be able to receive necessary treatment if they don't have insurance.

In conclusion, it is important to have medical insurance when visiting Dubai. Healthcare is expensive in Dubai, and without insurance, a medical emergency could result in thousands of dollars in bills. Make sure to research your insurance policy before you travel, and bring your insurance card with you to Dubai. If you have any questions about healthcare in Dubai, consult a local doctor or hospital.

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